Do You Need Extra Auto Insurance When Renting a Car?

If you’re an Iowa driver, you’re required by state law to carry auto insurance. Our team at Brown-Hurst Insurance Agency Inc. has the expertise to help you select the right auto insurance policy for your needs. Iowa drivers are encouraged to let one of our agents answer all their auto insurance questions. We’ve been working with Iowa drivers like you since 1959.

Do You Need Extra Auto Insurance When Renting a Car?

Iowa drivers often have questions about how their auto insurance applies in different situations, including whether they need additional coverage when renting a car. Most rental car counters will ask if you want to purchase insurance, but in many cases, your own auto insurance policy will already provide coverage for a rental.

If you carry comprehensive, collision, and liability coverage on your personal vehicle, you likely won’t need additional insurance when renting a car. That said, if you’re renting because your own vehicle is being repaired, you may want to consider purchasing a rental car reimbursement policy through the rental facility, which can help cover part or all of your rental fees during that time.

Call Us Today for Your Appointment

There are many auto insurance options available, and your policy should reflect your individual needs. Our team at Brown-Hurst Insurance Agency Inc. can help you make sense of the many options out there. Iowa drivers have placed their trust in our team for over 65 years. Contact us today for your auto insurance needs, and let us help you drive safely on the road.